Mortgage

Paying off your mortgage early might seem like a smart financial move, but it could come with unexpected costs known as prepayment penalties. If you're considering paying down your mortgage…

Obtaining a mortgage can be a challenging process, especially if your financial situation doesn't meet the strict criteria set by lenders. If you're looking to buy a home in Quebec…

Securing a mortgage is a crucial step in the home-buying process, and understanding how long it takes to get a mortgage approved can help you plan your purchase more effectively.…

Breaking a mortgage before the term ends is a significant decision that can have financial repercussions. Whether you're considering selling your home, refinancing for a better rate, or facing unexpected…

In the realm of real estate transactions, purchasing a property often involves navigating a maze of complex terms and considerations. One such consideration, especially for prospective homeowners in Quebec, is…

When choosing a mortgage term in Quebec, several factors must be considered to ensure that the decision aligns with your financial situation, goals, and risk tolerance. The mortgage term is…

As a new immigrant in Quebec, one of the significant milestones on your journey to settling down in your new country could be purchasing your own property. However, navigating the…

In Quebec, as in other parts of Canada, it is possible to include the cost of home renovations in your mortgage under certain conditions. This option can be beneficial for…

Are you a self-employed individual in Quebec looking to navigate the intricacies of mortgage financing? As a self-employed borrower, the journey to homeownership may seem daunting, but fear not —…

Are you a homeowner in Quebec looking to optimize your mortgage and save thousands of dollars in the process? Transferring your mortgage from one lender to another can be a…